what's the point of having health insurance

if the reaction to a weird sinus infection/headache/toothache is to:

1. ignore it
2. be woken up at 2 am in the morning from the sinus pain
3. Drink old cough syrup in the hopes it will knock you out
4. Drink some brandy in hopes of same
5. Take four ibuprofin and two excedrin sinus in complete violation of dosage rules
6. bum a sleeping pill off a coworker

Clearly, not a model for responsible health care. But quicker than sitting in a doctor's office waiting to find out that I have some horrible disease and will probably have my face fall off at any moment.
Oh well, at least the day is almost over.